Supplemental Insurance
Gain additional protection beyond your standard medical plans,
tailored to your specific situation.
What Is Supplemental Payment Insurance?
While many health insurance plans offer comprehensive medical coverage, they still leave you with out-of-pocket costs, such as deductibles, copays or coinsurance. Supplemental insurance can help fill these gaps.
What is an insurance supplement? Supplemental payment insurance is any coverage on top of your primary health insurance that can help cover services and expenses your other medical plan does not.
While regular health insurance plans typically pay directly to the hospital, a supplemental policy often pays a lump sum directly to you. You can spend this money for any purpose, including medical bills, childcare, transportation, housing or food.
Does your existing plan provide the coverage you need? Explore more supplemental plans to complete your coverage. Talk to one of our licensed insurance brokers today.
Types of Supplemental Payment Insurance Protection
There are different types of supplemental insurance you can add to your existing coverage, depending on your needs:
Dental and Vision
Dental and vision insurance plans provide coverage for routine check-ups, dental procedures, eyewear and vision exams, ensuring your dental and eye care needs are met without the stress of high out-of-pocket expenses.
Life Insurance
Life insurance is designed to provide financial support to your loved ones in the event of your death. You can tailor your insurance plan to best suit your family’s needs and long-term financial goals.
Critical Illness/Cancer
Critical illness insurance offers a safety net in the event of a serious health diagnosis. The payout can be used for any purpose, from medical treatments to daily living expenses, offering financial flexibility during a challenging time.
Travel Insurance
Travel insurance protects you from unexpected events, such as trip cancellations, lost luggage, medical emergencies or accidents while abroad. Some plans even provide evacuation coverage in case of political unrest or natural disasters.
Accident Plans
Accident insurance provides benefits if you’re injured in a covered accident. It helps pay for medical expenses, emergency treatment, hospital stays and even non-medical costs such as childcare or transportation.
Hospital Indemnity
Hospital indemnity insurance offers supplemental protection through daily, weekly or monthly cash benefits during hospital stays. This helps cover out-of-pocket expenses associated with hospital visits, such as copays and deductibles.
Why You Need Supplemental Insurance Plans
Focus on your health and recovery without the financial strain.
Fill Insurance Gaps
Even the best health insurance plans can leave you with out-of-pocket expenses. Supplemental insurance is designed to cover these gaps, ensuring you’re not caught off guard by unexpected medical costs.
Protect Your Finances
Medical emergencies can happen anytime, and bills can quickly pile up and deplete your savings. Supplement payment insurance covers these extra costs so you can keep your hard-earned savings intact.
Customize for Your Needs
Supplemental insurance offers the flexibility to choose plans that align with your specific circumstances, lifestyle and concerns. This ensures you’re not paying for coverage you don’t need.
Why Choose
Marketplace Agency & ElderCare Associates
We’re committed to your financial security and well-being.
Certified Insurance Brokers
MAEA comprises certified insurance brokers who stay up-to-date with the latest policy changes, industry trends and regulatory updates. With nearly half a century of experience, we’ve built a reputation for reliability and trustworthiness.
Industry Expertise
Whether you’re looking into senior life insurance or supplemental plans like dental and vision insurance for you and your family, you can rest assured you’ll receive unbiased guidance from our insurance experts.
Client-Focused Approach
We ensure each client receives individual attention and a tailored plan that suits their needs and budget. From the initial consultation to the moment you select your coverage, we’re here to guide you.
Extend Your Protection With Supplemental Insurance
The last thing you need during unexpected events is the stress of making difficult financial decisions. Know your options and get additional protection with help from MAEA.
